What you should do before your travel points and miles journey

What you should do before your travel points and miles journey

Travel rewards beginners would be wise to keep the following in mind.

Know your credit score. Travel rewards credit cards are available only to those with excellent credit scores.

Prepare to pay bills in full each month.

If you decide to open a travel rewards card, you might need to meet a certain minimum spending requirement to earn a bonus.

This will be a fun way to save money and travel the world for nearly free.

Limit your cash usage. Maximize your miles and point earnings by stopping any modes of payment that do not earn travel rewards.

The best way to do this is to stop using cash or your debit card.

Target big welcome bonuses. They are the points or miles you earn for signing up and hitting a minimum spending threshold.

Don’t chase travel-based promotions.