Spend on what makes you happy this year

In 2022, let’s start spending on things that keep us refreshed with pleasure. Some things bring you much-needed rest and joy.

These things could be anything eating at your favorite restaurant, a gym membership, or a day at the spa.

Do the 50/30/plan. Set aside 50% of your income for needs, 30% for wants, and 20% for savings and debt repayment.

Don’t be too hard on yourself. Prioritize your physical and mental wellbeing.

Don’t stick to strict financial habits that require plenty of sacrifices.

Now enjoy!