First day of fall: 6 tips to spruce up your finances this fall

First day of fall: 6 tips to spruce up your finances this fall

As fall approaches and with the holiday season ahead, it's an ideal time to check your finances and get your budget on track.

Here are six tips to spruce up your finances this fall.

1. Plug budget leaks by taking control over your discretionary expenses to avoid wasteful spending when you're feeling bored.

2. Create a mock tax return so you know where you paid taxes, allowing you to adjust your withholdings.

3. Check your credit to make sure your accounts have been reported correctly.

4. Compare service providers like insurance, credit cards, internet and cellphone packages and subscribe to what fits your budget.

5. Set your holiday budget for gifts, travel and other expenses.

6. Look for hidden perks with your credit card, insurance. You might be eligible for discounts you didn't know were even available.