Are you financially ready to have children?

Budget for new expenses and be honest about what you're willing to sacrifice.

Childcare will be your biggest financial kid-related cost until the child is  of school age. Save accordingly.

You don’t need tons of money sacked away to start trying for a kid. Birth an emergency fund to dip into once the baby arrives.

Analyze your job or career stability to figure out if you’re ready for kids. We don’t want one to clash with the other.

Get insurance coverage for the hospital costs associated with having a baby, but also regular prenatal visits and pediatrician visits.